Have you wondered how much the average closing costs are in Connecticut?

Selling your home in Connecticut is very expensive. It has been reported that a seller may pay between 6-10% of the property’s sale price upon closing. 

There are a variety of customary closing costs that you need to consider when selling your home if you don’t want to be unpleasantly surprised. Selling your home is hard enough, the last thing you want is to be caught off guard. 

To help you understand what you might be up against, here are some of the most common closing costs in Connecticut you may have to pay when you sell your home.

Who Pays Closing Costs in Connecticut?

There are a variety of costs involved when selling your home in Connecticut. There will be a mix of costs that you have to pay as the seller, and some will be covered by the buyer. Some of these can be negotiated. 

Customary Closing Costs Paid by a Seller in Connecticut

Real Estate Commission

If you choose to work with a traditional real estate agent, you will have to pay their fees. These are usually the most expensive costs you will have to endure in the process, and these can amount to 5-7%. These will vary depending on who you partner with and how much you can negotiate them down. 

Property Taxes

When selling your property, you will need to consider the tax implications, such as capital gains tax. The amount of tax you may have to pay will depend on your circumstances, for example, if you have more than one property.  

Owner’s Title Insurance

As the seller of a property, you will need to prove to the buyer that you are legally entitled to sell the property. This may mean you have to pay for a title insurance policy. 

The party responsible for handling the cost of title insurance varies by County. 

Real Estate Title Transfers

When you sell a property, not only do you have to transfer the property itself, but also the official titles of the property. There is often a real estate transfer tax imposed on this task.  

Real Estate Attorney Fees

Selling a home can be a long and complex task, so a real estate lawyer is typically hired by both buyers and sellers to ensure that the property is legally transferred and to assist with any problems that may arise. A real estate attorney will be able to help you through the process and represent your interests. The costs of an attorney will vary, but they average $500-$2000. 

Loan Fees

When you sign up for a mortgage, there is often a small print that provides you with the fees you have to pay if you pay off your loan earlier than the agreed term. This will vary depending on who your mortgage provider is, what their early repayment and administrative fees are, as well as whether you pay your mortgage in advance or not.


If you have a management company, are part of a homeowners’ association, or have signed up for anything regarding your property, you may have to consider any expenses that you have accrued and need to settle before selling. 

Buyers Expenses

In some cases, you may sell your property with conditions, such as making repairs or remedying any issues, such as termites. If you have made a sale, you must follow through with your agreements. 

Home Preparations 

Home preparations are not direct costs related to selling your property as the fees above are, but they are costs that you need to consider when selling your home. This is because they will still have to come out of your pocket, and will impact the profit that you walk away with. They can add up very quickly, especially when you consider all of the other closing costs you have to pay. 

Some of these may include:

  • Refreshing the paintwork 
  • Staging your home in a specific way to support its performance on the market
  • Cleaning your home after you have moved out your belongings ready for the buyer to move in
  • Making repairs to eliminate any health and safety hazards or breaches of contract
  • Covering moving costs such as van hire and additional help 

These costs are just an approximation, and you should check for more accurate estimates with your chosen third parties. 

The average closing costs in CT can amount to a lot when you piece it all together. This can be extremely stressful, especially when you have other things on your plate to deal with. Selling your home is not a quick or easy process, which can be made worse with a variety of expenses.  

How to Reduce Your Closing Costs When Selling Your Home 

Reducing your closing costs when selling your home can be difficult to do, as they are customary when you involve a variety of third parties such as estate agents and attorneys. 

To help you reduce your closing costs when selling your home, here are a few things you can do:

  • Spend time researching the best and most cost-effective third parties to work with
  • Negotiate your fees before you sign any contracts 
  • Find out what tasks you can complete yourself or use friends to help you with 
  • Choose to work with a flat-fee real estate broker
  • Sell your home privately
  • Sell your home to a cash buyer 


Would you like to sell your Connecticut house and eliminate most of your seller closing costs?

You can avoid paying commissions, real estate fees, and home preparation costs by selling your home directly to CT Cash Homes as we do not charge any commission, and you get to walk away with every penny from our offer. 

We’ll buy your house as-is no matter its condition to help you avoid the headaches of lengthy home inspections, bank appraisals, and mortgage loan approvals. We are here to guide you through the process, to ensure it remains stress and hassle-free. 

Call Your CT Cash Homes to get a top-dollar cash offer today.